Frequently Asked Questions
Will applying for a loan affect my credit score?
No. Getting a quote only involves a soft credit check, which won’t impact your credit score. A hard check is only done if you choose to proceed with a lender.
How quickly can I receive the funds?
If approved, funds can often be transferred to your bank account the same day, depending on the lender and your bank.
What loan amounts are available?
Loan amounts vary depending on the lender, your credit profile, and affordability. You’ll see tailored options when you request a quote.
Are there any hidden fees?
No, there are no hidden charges. You’ll only see clear, transparent terms from FCA-regulated lenders.
Can I apply if I have bad credit?
Yes. Many of our partner lenders consider applications from people with less-than-perfect credit. Approval depends on affordability and the lender’s criteria.